British family moves to Bali, reduces monthly expenses by over £2,700

Joseph and Rebecca Oxley, both 37, and their three children moved from Derbyshire, UK, to Bali in April 2026, after a cancer scare prompted them to pursue their dream of living abroad. The family sold their four-bedroom home for £390,000. In Bali, their monthly outgoings are £1,760, a significant reduction from the £4,543 they spent in the UK. This saving of £2,783 per month is largely due to lower housing costs; their private villa with a pool costs £600 per month in rent, compared to their previous £1,387 monthly mortgage. Food expenses are also lower, with a family meal out costing around £50 in Bali versus at least £100 in England. The family initially planned to travel through Southeast Asia before settling in Australia, but world events led them directly to Bali. They report a more relaxed lifestyle, with less stress about bills and a greater appreciation for a slower pace of life. Their children, aged 13, 11, and six, are also described as happier, learning the local language and culture, and making friends outside a traditional classroom setting. The family is currently enjoying their freedom in Bali, with Australia still a potential future destination.